Often, one can get their car towed without having done anything to warrant the tow and they could want to fight the tow. Having paid the towing fee requested, one can go ahead and disagree with the towing fees paid and request a refund of the towing fees paid. The only way to request a wrong towing charge is difficult but can be done by use of chargebacks which are processed by a bank issuer directly and help keep a person from fraudulent charges. All banks and other financial institutions have their systems and ways of processing cashbacks and all the policies put in place for a chargeback are there to benefit customers.
How to Request a Cashback on Towing Charges on a Credit Card?
First, a person should go ahead and contacts whoever demanded the tow to be done to know the reason why, they then should proceed to call the company that carried out the towing and the police and inform them of the disagreement and to determine if the information given by the company and police matches the claim made by the entity that requested for the tow, one also should find out if the company filled the correct paperwork, then check if all their records are in order before going ahead to record their claim to the bank. The towing companies need to have the right documents for the car towed and also present the police with the correct VIN number of the vehicle. Having all these facts a person can determine whether to sue the towing company or the entity that demanded the tow in a small claims court.
Problems Encountered in Disputing Towing Charges
Several problems are associated with towing dispute charges credit card. Some of these problems are;
Lack of interest from the involved parties. (The entity that made the request, the police, and the towing company. )
Even if the police were just made aware or were involved in the tow, a clear record of the towing that can help should be available. Nonetheless, the police cannot be involved directly in the dispute because they do not have the right incentive to help even if everything checks out. This is reciprocated by the towing company and the entity that demanded the tow.
Time wastage.
It is hard for one to be able to tell the exact time it can take for a person to disagree with a towing charge, but it can take a lot of time for the disagreement to clear. It takes a lot of time for one to be able to collect all the required evidence from all the parties involved and can lead to a person staying away from their work and family at times.
Claims court problems.
While one can get a partial or the full refund of the towing fee paid if it is proven to be wrongfully issued, they can be asked to pay all the court fees, and also the disagreement might need one to hire a lawyer who should be paid after the case is concluded. It means one might spend a lot of time disagreeing with a towing charge and end up spending more money by going to the small wins court.
Conclusion
Often one can get their car towed without having done anything to warrant the tow and they could want to fight the tow. Having paid the towing fee requested, one can go ahead and dispute the towing fees paid and request a refund of the towing fees paid. Once a person has paid their towing fee and they felt it was not deserving, they have to check the relevant parking signage meant to direct them, take a picture of the sign and the area surrounding it, then go ahead to read the refund policy carefully and they then end with looking up the state and the local law before going to the bank with their claim. Before making a claim, one should be sure not to claim wrongful towing when it was a warranted tow. A person should read the towing company’s refund policy and do a thorough inspection after their car is towed. Besides one understanding of the signage and the towing policies, one should also be aware of the towing fee maximums in the area, and also any other law that is in the books.
